You've heard me harp on this topic before:  The importance of having Uninsured Motorist Coverage.  There is no greater need for UM coverage than when you're injured in a hit and run accident.

The usual reasons people flee an accident scene are because the vehicle was stolen, or the driver let his insurance lapse, or intoxication.  Except for intoxication, the vehicle is often uninsured, and the only way you can recover is by making a claim under your own UM coverage.  It's what you pay premiums for, so use it!

People  are often frustrated when they can't collect from the wrongdoer.  But remember, if the person fled the scene, chances are they don't own a mansion.

The legal system is designed to provide you with compensation, and it does not always care about where the money comes from, as long as you're compensated.  That's where an experienced personal injury attorney comes in.  But we can only help if there's insurance coverage. 

I'm Attorney Greg DiLeo, and this has been Your Legal Minute.