There is no such thing as a run of the mill vehicle accident. Each one in Louisiana is unique. The damage caused may be easy to quantify in terms of the damage to your vehicle, but pain and suffering from physical injury to victims isn't as simple to nail down. And in accidents involving semitractor trailer trucks, the task takes on a whole new dimension.
The thing about car accidents is that you don't know when they are going to happen and you don't know how much injury you will suffer or how much damage your vehicle might take. Another thing that you don't know until after a car accident happens is whether the other driver is insured or not. This is a big deal if it happens that the other driver was responsible.