You are ready to go out for a night on the town. Just so you don't have to worry about driving yourself, you order a car from a ride-share service. On your car ride home after a great evening with friends, it happens -- your ride-share driver gets into an accident, and you get hurt as a result. Now what?
Uber, Lyft and other rideshare services are extremely popular right now in Louisiana and elsewhere. This is not a trend that will be going away any time in the near future. Unfortunately, rideshare drivers are actually responsible for a number of auto accidents on a weekly basis. If your driver causes a crash, and you suffer injuries, your driver and his or her employer may be liable for any damages you experience.
Obviously, before holding your driver or his or her employer responsible for your losses, it is necessary to determine liability. In order to do this, your legal counsel can review police reports and look at witness statements. In doing so, if the driver may have been negligent in his or her actions leading up to the crash, you may file civil claims in an effort to seek compensation for your losses.
Where does insurance fit into this type of situation?
Company insurance plans generally cover rideshare drivers when they are on the clock. So, if you seek compensation through legal means, and litigation is successful, it is the company insurance that will likely have to pay out your judgment. If, for some reason, that is not the case, the driver's personal insurance may have to compensate you. Finally, if you find that the company and the driver were without insurance, your own insurance company may cover your losses.
What do I have to do to seek compensation?
If, after the accident, insurance fails to cover your losses fully, you may take legal action. You may file a personal injury claim in civil court against all those individuals believed responsible for the collision and the damages you sustained.
Seek help with your case
Achieving compensation following a rideshare accident can be difficult, especially if you are going it alone. You can seek help with your case. An experienced attorney can help you pursue compensation either through litigation or out-of-court negotiations.