Small Firm. Big Results.

Attorney Gregory DiLeo and staff
  1. Home
  2.  | 
  3. Car Accidents
  4.  | Your options when hit by an uninsured driver

Your options when hit by an uninsured driver

On Behalf of | Feb 27, 2024 | Car Accidents, Motor Vehicle Accidents

Being involved in a car accident is always a stressful situation. However, it can become even more complicated if the other driver lacks insurance.

In such cases, you need to know your options so that you are not left with a financial burden.

Gather information at the scene

Immediately after the accident, gather as much information as possible. Take photos of the damage to both vehicles, exchange contact information with the other driver and note down any other key details. This documentation can be valuable when dealing with your insurance company.

Contact your insurance company

Notify your insurance company about the accident, even if the other party is an uninsured driver. Your insurance policy may include coverage for uninsured motorists, which can help cover your medical expenses and repairs to your vehicle. Provide your insurer with all the details and documentation you collected at the scene.

File a claim with your insurance

Depending on your policy, you may be able to file a claim for uninsured motorist coverage. This coverage can help pay for your medical bills and vehicle repairs. Be prepared to provide evidence of the accident and any related expenses when filing your claim.

Stay informed

Dealing with the aftermath of a car accident can be a lengthy process, especially when the other driver has inadequate insurance. Stay informed about the progress of your insurance claim and be patient throughout the process. It may take some time to resolve the situation, but staying proactive can help ensure a smoother resolution.

Statistics suggest that 12% of U.S. drivers lack auto insurance. While having adequate insurance is a requirement for driving a car, it is surprisingly likely to experience an accident with an uninsured driver. Knowing what to do in such a scenario can help ensure you get the compensation you deserve.